“رهان تعزيز الشمول المالي في اقتصاديات الدول العربية -بين الواقع والمأمول- The Bet Of Strengthening Financial Inclusion In The Economies Of Arab Countries - Between Reality And Expectations -” (2023) Journal of Economics and Management Research, 4(1), pp. 515–541. Available at: https://ojs.cu-maghnia.dz/index.php/management/article/view/96 (Accessed: 15 May 2026).